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Average Home Price 2024 Image to u According to a recent study by virtual insurance company Insurify, Florida homeowners paid an average annual premium of $10,996 in 2023—the highest in the country Across America, several factors are driving home insurance rates up, including supply chain bottlenecks, third-party lawsuits against insurers, and a big increase in extreme weather events While a minimal increase in 2025 would certainly be a welcome respite, the average insurance premium in Florida remains much higher than the national average.
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